You can take out a single policy on your own life, or you can choose a joint policy to include your partner. Our joint policy allows you to choose different benefit amounts for you and your partner to suit your needs. This means that both benefit amounts could be paid out to your loved ones.
Five reason why to buy life cover
1. 5 Star Rating - from Fairer Finance for product features. No other over 50s plan has a 5 Star Rating. 2. Fairer Cover - if you need to stop paying, your family can still get at least half of the pay-out when you die, as long as you're at least halfway through paying for your policy. That's halfway from the start of the policy until the policy anniversary date after you turn 90. You stop paying at that policy anniversary or when you die, whichever comes first.
3. Guaranteed acceptance with no medical - for UK residents, aged 50-80.
4. Guaranteed acceptance - no medical or health questions and if you are a UK resident aged 50-80, you are guaranteed to be accepted, 5. Immediate cover - for accidental death and cover for death by any cause after just 24 months,
What is the Guaranteed Over 50 Plan?
You want the best for your loved ones, and to make things as easy as possible for them when you die. You wouldn't want to leave your loved ones with added financial worry at a difficult and emotional time.
This means that if you're between the ages of 50 and 80, or sometimes 85 depending on the policy, you will not be turned down.
Why not tailor your plan?
British Seniors offers a life insurance policy designed with you in mind. It's quick and easy to set up. There are no medical or health questions and you're guaranteed to be accepted, as long as you're a UK resident aged between 50 and 80.
But you can't miss a payment
Add the free Funeral Benefit Option and get a 300 contribution towards the cost of your funeral. Seems perfect if you're taking out a plan to help cover your funeral costs. A higher monthly premium that you stop paying after a certain number of years - you'll still be covered for life, and your cash sum will be the same. The Premium Cap Option is available for anyone aged between 50 and 80 years old.
We are the only life insurance provider in the UK to offer the choice of the Lifetime Payback Guarantee. Your premiums will depend on your age at the start date of the policy and will be fixed and guaranteed not to change.
It's possible that you may pay more into your policy than you receive. If, for example, you took out an over-50s life insurance policy at 50 and paid 25 a month for 10,000 of cover, you'd have paid more in than you could receive if you live past 83.
Making a claim is simple and our staff will do everything they can to make sure everything goes as smoothly as possible. When the time comes, all your loved ones need to do is call us or write to us and we'll help them with the rest.
Immediate cover for accidental death
It's important to think carefully about your budget when deciding on a premium, as you could potentially be paying out for more than 30 years. Most insurers, however, offer free cover if you live over a certain age (usually 90). This would mean that when you get to that age, you can stop paying your premiums but your policy would remain in force.
What is over-50s life insurance?
If you die as a result of an accident anytime during your policy, we will pay out 3 times your selected benefit amount. This means if you select a 10,000 benefit amount and you die as the result of an accident, we will pay out 30,000.
Five reason why to buy life cover
1. 5 Star Rating - from Fairer Finance for product features. No other over 50s plan has a 5 Star Rating. 2. Fairer Cover - if you need to stop paying, your family can still get at least half of the pay-out when you die, as long as you're at least halfway through paying for your policy. That's halfway from the start of the policy until the policy anniversary date after you turn 90. You stop paying at that policy anniversary or when you die, whichever comes first.
3. Guaranteed acceptance with no medical - for UK residents, aged 50-80.
4. Guaranteed acceptance - no medical or health questions and if you are a UK resident aged 50-80, you are guaranteed to be accepted, 5. Immediate cover - for accidental death and cover for death by any cause after just 24 months,
What is the Guaranteed Over 50 Plan?
You want the best for your loved ones, and to make things as easy as possible for them when you die. You wouldn't want to leave your loved ones with added financial worry at a difficult and emotional time.
This means that if you're between the ages of 50 and 80, or sometimes 85 depending on the policy, you will not be turned down.
Why not tailor your plan?
British Seniors offers a life insurance policy designed with you in mind. It's quick and easy to set up. There are no medical or health questions and you're guaranteed to be accepted, as long as you're a UK resident aged between 50 and 80.
But you can't miss a payment
Add the free Funeral Benefit Option and get a 300 contribution towards the cost of your funeral. Seems perfect if you're taking out a plan to help cover your funeral costs. A higher monthly premium that you stop paying after a certain number of years - you'll still be covered for life, and your cash sum will be the same. The Premium Cap Option is available for anyone aged between 50 and 80 years old.
We are the only life insurance provider in the UK to offer the choice of the Lifetime Payback Guarantee. Your premiums will depend on your age at the start date of the policy and will be fixed and guaranteed not to change.
It's possible that you may pay more into your policy than you receive. If, for example, you took out an over-50s life insurance policy at 50 and paid 25 a month for 10,000 of cover, you'd have paid more in than you could receive if you live past 83.
Making a claim is simple and our staff will do everything they can to make sure everything goes as smoothly as possible. When the time comes, all your loved ones need to do is call us or write to us and we'll help them with the rest.
Immediate cover for accidental death
It's important to think carefully about your budget when deciding on a premium, as you could potentially be paying out for more than 30 years. Most insurers, however, offer free cover if you live over a certain age (usually 90). This would mean that when you get to that age, you can stop paying your premiums but your policy would remain in force.
What is over-50s life insurance?
If you die as a result of an accident anytime during your policy, we will pay out 3 times your selected benefit amount. This means if you select a 10,000 benefit amount and you die as the result of an accident, we will pay out 30,000.
About the Author:
One of the key benefits of best over 50 life cover is that there is no medical requirement when you apply, meaning that you will have guaranteed acceptance should you wish to take out a policy. Apply now for no medical life insurance .
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