Smartphones are commonplace these days and they can be used for virtually anything. Gift-giving is a perfect example, which brings us to the topic of mobile gift cards. Bob Jain, along with other authorities on finance, can tell you that this is a common gift idea, especially among those that don't know the person they're giving it to that well. To determine if this mobile option is the best for the one you're planning to give it to, consider the following pros and cons.
PRO - Less space will be needed. One of the biggest benefits of mobile gift cards, according to the likes of Robert Jain, is that they don't take up physical space. For instance, if you carry your wallet everywhere, you may have numerous credit cards as well. The idea of adding another card or two is unlikely to you. However, these digital cards can be accessed from smartphones and mobile devices, which results in more physical real estate to use as you'd like.
CON - Each mobile gift card is different. With so many companies that offer mobile gift cards, it's safe to assume that the rules regarding said cards will vary as well. For example, while one business doesn't allow the funds to expire, another may place a restriction on the recipient in this sense. It's not a good idea to assume that the funds will remain forever. Before you purchase a mobile gift card, be mindful of the rules associated with it.
PRO - Mobile gift cards have great accessibility. Have you ever left the house to go shopping, only to realize that you left your credit card at home? This is a realistic situation, but mobile gift cards more or less prevent this from occurring. Everyone carries their smartphones with them, which means that the information stored on them comes along for the ride. Mobile gift cards are accessible from any location, as long as you have your phone.
CON - People respond to them differently. Whether it's a generational preference or based on location, mobile gift cards are received differently by a number of people. For example, your best friend may see this as a great gift option. However, if you were to give it to your grandparent, they may see it as impersonal. Before you settle on this purchase, make sure that you know what the recipient likes from a gift standpoint.
PRO - Less space will be needed. One of the biggest benefits of mobile gift cards, according to the likes of Robert Jain, is that they don't take up physical space. For instance, if you carry your wallet everywhere, you may have numerous credit cards as well. The idea of adding another card or two is unlikely to you. However, these digital cards can be accessed from smartphones and mobile devices, which results in more physical real estate to use as you'd like.
CON - Each mobile gift card is different. With so many companies that offer mobile gift cards, it's safe to assume that the rules regarding said cards will vary as well. For example, while one business doesn't allow the funds to expire, another may place a restriction on the recipient in this sense. It's not a good idea to assume that the funds will remain forever. Before you purchase a mobile gift card, be mindful of the rules associated with it.
PRO - Mobile gift cards have great accessibility. Have you ever left the house to go shopping, only to realize that you left your credit card at home? This is a realistic situation, but mobile gift cards more or less prevent this from occurring. Everyone carries their smartphones with them, which means that the information stored on them comes along for the ride. Mobile gift cards are accessible from any location, as long as you have your phone.
CON - People respond to them differently. Whether it's a generational preference or based on location, mobile gift cards are received differently by a number of people. For example, your best friend may see this as a great gift option. However, if you were to give it to your grandparent, they may see it as impersonal. Before you settle on this purchase, make sure that you know what the recipient likes from a gift standpoint.
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